Donna Moy-Bruno's Blog
Before you make the final decision to buy any property, one of the best steps to take is to request a home inspection to be done by an experienced home inspector. You probably don't know how to ascertain the quality of the foundation or the condition the electrical wiring is, so having a home inspector conduct a visit helps you identify things that you should watch out for as well as things to note before you finally purchase the home.
- Check the property on your own first. It's always helpful if you have had time to check out the house yourself before hiring a home inspector. You will be aware of things to point out to the inspector as likely issues, and the inspector can reassure you about things with which you are unfamiliar. This collaboration enables you to raise the questions when you are checking the property out with the home inspector.
- Be present in person during the inspection. Being there is equally as important as checking it out on your own first as you will have a chance to check those things you have seen earlier again and this time with a professional. Also, you want to be sure that the home inspector checks out every part of the property as he ought to, this he will do if you are present.
- Take your camera along with you for pictures. Every process of buying a new house requires getting great pictures for yourself as this helps you check again when you have a clearer head. You might not get an opportunity to go back to the house to have a second look at something you just remembered when talking about the property with your spouse or friends. So, it's always a great choice to have your camera with you during the inspection. Lots of pictures aid a quality decision.
- Work with a trustworthy inspector. Buying a property often costs a great deal, so it's best you work with folks that come recommended to you and that you can recommend. You don’t want to work with a home inspector without any loyalty to you or a credible recommendation from the past. To avoid any form of regret or fraud, you should seek out a trustworthy inspector so you can be sure you are getting a great property.
If you need help finding a reliable home inspector, you should ask your neighborhood real estate professional for recommendations.
A home inspection is one of the final stages of the property buying journey. If an inspection goes according to plan, a buyer may be able to seamlessly close on his or her dream residence. On the other hand, if problems are discovered during a house inspection, these issues may slow down or stop a home sale.
For property buyers, it helps to plan ahead for a home inspection as much as possible. Thankfully, we're here to help you do just that.
Now, let's take a look at three things that every buyer needs to know about home inspections.
1. A home inspection typically is performed after a seller accepts a buyer's offer to purchase.
With a home inspection, a buyer can review a house with a property expert and identify any underlying problems. If a buyer finds problems during an inspection, this individual can rescind his or her offer to purchase, modify the offer or move forward with a home purchase.
It typically helps to hire a highly qualified and experienced home inspector. By having a skilled home inspector at your side, you can gain the insights you need to determine whether a house is right for you.
2. A buyer is not required to go to a home inspection, but it generally is a good idea to attend.
Usually, a buyer, his or her real estate agent and a home inspector will walk through a house together during an inspection. It also is important to note that a buyer is not required to go to an inspection, but in most cases, it is a good idea for a buyer to attend.
A buyer who attends a home inspection may be able to receive home insights that he or she won't necessarily find in a house inspection report. As such, this buyer can obtain the house insights that he or she needs to make an informed homebuying decision.
3. A home inspection may require several hours to complete.
There is no time limit for a house inspection, but an average home inspection takes several hours to complete. After the inspection is finished, a property inspector will prepare a report that details his or her findings and provide it to a buyer within a few days. Then, a buyer will need to review the report and determine how to proceed.
As a buyer gets ready to enter the housing market, and eventually, perform a home inspection, it helps to hire a friendly, knowledgeable real estate agent. This housing market professional can help a buyer find the right home, submit a competitive offer to purchase and conduct an in-depth home inspection. And after a buyer completes a successful home inspection, a real estate agent will help this individual navigate the final stages of the property buying journey.
Simplify the homebuying process – employ a real estate agent, and you can get the help you need to locate and purchase your ideal residence.
A seamless home search may be a dream come true for property buyers. Yet for those who want to accelerate the homebuying journey, problems sometimes may arise that make it tough to streamline a home search. Fortunately, there are many things you can do to speed up a home search and find your dream house without delay.
Now, let's take a look at three tips to help you expedite the homebuying journey.
1. Establish Realistic Homebuying Expectations
You know you want to buy a house, but you still have no idea what you want to find in a dream home. If you establish realistic homebuying expectations, however, you could simplify your house search.
Think about what you want in your dream house, as well as where you want to reside. Then, you can search for houses that have the features you want and are located in your preferred cities and towns.
2. Get Pre-Approved for a Mortgage
A mortgage generally is a must-have for a homebuyer. If you enter the real estate market with a mortgage at your disposal, you'll know exactly how much you can spend to acquire your dream residence. As a result, you can search for homes that fall in line with your budget.
To get pre-approved for a mortgage, you should meet with a variety of banks and credit unions. These financial institutions can teach you everything you need to know about different types of mortgages and help you find the right mortgage based on your individual needs.
Of course, as you search for the right mortgage, don't hesitate to ask questions. Banks and credit unions employ courteous, knowledgeable mortgage specialists, all of whom are happy to assist you in any way possible.
3. Collaborate with a Real Estate Agent
A real estate agent goes above and beyond the call of duty to support a homebuyer. He or she understands the ins and outs of buying a home, and as such, will do what it takes to help you discover a great house at an affordable price.
Typically, a real estate agent will meet with you and learn about your homebuying goals. He or she next will craft a homebuying strategy for you and put this plan into action. A real estate agent then will help you conduct an in-depth house search. And once you find a home you want to buy, a real estate agent will help you put together a competitive offer to purchase this residence.
A real estate agent also works diligently to help you achieve the best-possible results at each stage of the property buying journey. He or she is ready to respond to your homebuying concerns and queries and ensure you can make informed decisions throughout your quest for your dream house.
Want to expedite your home search? Take advantage of the aforementioned tips, and you can quickly and effortlessly find a home that suits you perfectly.
Ready to enjoy a successful homebuying experience? Ultimately, becoming a resourceful homebuyer will make it easy to transform your homeownership dream into a reality.
A resourceful homebuyer possesses the skills and know-how needed to streamline the property buying cycle. Plus, this homebuyer will be better equipped than others to maximize the time and resources at his or her disposal and speed up the process of going from homebuyer to homeowner.
Now, let's take a look at three tips that you can use to become a resourceful homebuyer.
1. Know What You Want from a Home
You know that you'd like to own a house, but what are you looking for in your dream residence? As a resourceful homebuyer, you'll know exactly what you'd like to find in the perfect home. That way, you can narrow your home search.
Creating a checklist of dream home "must-haves" usually is a great starting point for a resourceful homebuyer. This checklist will enable you to determine what features you want in your ideal residence.
In addition, keep in mind that every house has its pros and cons. And if you set realistic homebuying expectations from the get-go, you'll be able to boost your chances of finding a home that can serve you well for years to come.
2. Take Advantage of Housing Market Data
There is no shortage of housing market data available. With this information in hand, you should have no trouble entering the housing market with the resources that you need to succeed.
Examine the prices of available houses in cities or towns where you'd like to live. By doing so, you can better understand how much it will cost to acquire your dream residence.
Also, check out the prices of recently sold houses in areas that you're considering. This housing market data will help you differentiate between a buyer's market and a seller's one and ensure you can map out your homebuying journey accordingly.
3. Collaborate with a Real Estate Agent
Even a resourceful homebuyer knows his or her limitations. Luckily, real estate agents are available nationwide, and these housing market experts can help homebuyers fill in the gaps along the property buying journey.
A real estate agent understands the ins and outs of purchasing a great home at an affordable price. This housing market professional will set up home showings for you, keep you up to date about new residences as they become available and negotiate with property sellers on your behalf. Furthermore, he or she is happy to respond to any homebuying concerns and questions at any time.
Let's not forget about the confidence that a real estate agent provides to a homebuyer, either. A real estate agent will help you seamlessly navigate the property buying journey. Thus, he or she will simplify the process of acquiring a top-notch residence that matches or exceeds your expectations.
Start your homebuying journey today – use these tips, and you can become a resourceful property buyer.
Looking to buy a house without having to break your budget? Put together a homebuying roadmap, and you can increase your chances of finding a top-notch house that falls within your price range.
Ultimately, there are many things to consider as you put together a homebuying roadmap, such as:
1. Your Dream Home Definition
Differentiate your dream home must-haves from your wants – you'll be glad you did. If you can determine exactly what you want to find in your dream house, you can narrow your home search accordingly.
For example, if you need a home with multiple bedrooms to accommodate your entire family, you should include this information near the top of your homebuying roadmap. You then can kick off a search of multi-bedroom homes and move closer to finding your ideal residence.
2. Where You Want to Live
Do you enjoy life in the big city? Or, would you prefer to settle down in a small town? Think about where you would like to call home so that you can effectively plan your homebuying journey.
Ideally, you should try to refine your home search to a small collection of cities and towns. This will enable you to speed up your home search and ensure you can find a house that suits you perfectly.
Keep in mind your day-to-day activities as you consider where you want to live too. For instance, if you work in the city, you may want to pursue houses in or near the city itself. On the other hand, you may be able to purchase a small town home for less than what you would have to pay for a city residence and commute into the city for work.
3. Your Homebuying Timeline
Determine how quickly you'd like to finalize a home purchase. That way, you can map out exactly how you want to approach the housing market.
If you are committed to buying a house as soon as possible, you'll need to be proactive. The top houses sell quickly, and if you don't act fast, you risk missing out on your dream residence to a rival homebuyer.
Conversely, if you can afford to be patient, you can avoid pressure throughout the homebuying process. In this scenario, you can pursue houses at your convenience. And once you find the right home, you can submit an offer and finalize your home purchase.
When it comes to creating a homebuying roadmap, it generally helps to get support from a real estate agent. In fact, this housing market professional can provide plenty of assistance throughout the homebuying journey.
A real estate agent will learn about your homebuying goals and help you develop a successful homebuying roadmap. Furthermore, he or she can keep you up to date about new homes as they become available and make it easy to discover a wonderful residence at a budget-friendly price.
Ready to get started on the process of purchasing a house? Consider the aforementioned items as you create a homebuying roadmap, and you can plan a successful homebuying journey.