homes for sale,MA Realtor, Framingham, Metrowest, MA real estate,MLS, buy or sell, Donna Moy-Bruno


This Condo in Ashland, MA recently sold for $460,000. This Townhouse style home was sold by Donna Moy-Bruno - RE/MAX Results Realty.


212 America Blvd, Ashland, MA 01721

Condo

$459,950
Price
$460,000
Sale Price

5
Rooms
2
Beds
2/1
Full/Half Baths
MOVE RIGHT IN to this spacious young townhouse in Independence Village, the Village of the Americas. Built in 2013, natural light streams through this open floor plan. Enjoy the expansive living room/ dining combination plus a stylish wood kitchen with granite counters, an island/breakfast bar, pendant lighting, s. steel appliances and dining area. Entertaining is easier when guests flow from the kitchen to the living room or out onto the deck. The first floor laundry, washer & dryer included & guest half bath add to the convenience of living here. The master suite offers two distinct rooms divided by a 2-sided gas fireplace. Choose the placement of your bedroom and potential office or home gym. Master includes two walk-in closets & private master bath with vanity, tub & shower. Second master has a private full bath, a 3rd floor loft provides additional closet and sitting area, lower level offers a walk-out finished room and access to garage. Don't hesitate!

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Contingency in real estate means an agreement of sale that must take place to continue the transaction. There are numbers of options that buyers can include in their contracts. Below are five common home offer contingencies to consider:

Inspection contingencies

Inspections are of great benefit in the process of buying a home. They enable the buyer to know the exact condition of the property. Most home buyers know inspections cover the general examination of all the systems of the home as well as checking the interior and the exterior. Apart from that, there are other inspections like checking for damages from wood-destroying insects. The inspection contingency comes into play once all the necessary checking is complete.

Financing contingencies 

Financing contingency is essential if you are buying your apartment through a mortgage. Financing contingency gives you the opportunity and time to apply for home purchase financing. The financing contingency states that if you are unable to secure a loan for the purchase of your home, you are eligible to look for other alternative means or you back out from the sale. 

Appraisal contingency 

Appraisal contingency and financial contingency work hand in hand. One of the requirements for granting a loan by most mortgage companies is a satisfactory appraisal. Do not forget that the evaluation is what shows the fair market value of a property. Therefore, an appraisal contingency is significant because it protects you in a situation where the sales price is not at par with the fair market value.

Home sale contingencies 

The home sale contingency is the favorite among property buyers. This contingency gives you a specified period to locate a buyer for your home. If this is not achievable within the stipulated time, you have the privilege of abandoning the sales without anything happening to your money. However, this contingency is not popular among sellers, so not often practiced.

Title contingencies 

Title contingency is also significant in real estate investment. A title to the home is a record that gives information about the ownership of a property. It is a legal document that indicates the people that have owned a property in the past and present. Apart from that, it also gives a record of any judgment made in the past regarding the property.

Be sure to read up and educate yourself on various contingencies that could apply to your sale agreement, so you always have protection. Let your real estate professional advise you about appropriate contingencies to accept and ones to avoid.


If you are looking to get a new loan, especially for a mortgage, a bank or your lending institution will review and approve or decline your application based on the information you provide.

That said, there is certain information that prospective lenders consider carefully when they examine your application for a home loan. This article is all about that data and the steps you can take to support your loan application as well as realize your dream of owning a house.

Here is the critical information your lender looks out for when reviewing your loan application.

1. Your Credit Score 

The number one place your lender will set their eyes on is your credit score no matter the channel you are coming from, either in person or online. This is a general rule of the thumb: if your credit score is high, you stand a better chance. Alternatively, if you have a low credit score, you will need to crack some hard nuts. So, you should give a critical look into your credit before taking the first step.

However, your credit score is just the first step. It could disqualify you immediately, but only a few banks will approve a new loan with a good credit score alone. If your bank disqualifies you based on your low credit score, do not panic as there are many other avenues to loan approval.

2. Your Payment History

If you pass step 1, now the real analysis begins. The first step after checking the credit score is to look at your complete credit history. Many banks have a system for underwriting loans using old school paper printouts. They would print your credit report for the loan file and would manually check it with a highlighter. They would select any late payments and mark them up to look for a pattern.

So, 90-day late payments are massive issues, although 30- or 60-day late payments may be pardonable. A pattern of late payments is enough to disqualify a loan application, even if you meet credit score requirements.

3. Your Ability to Repay Past Loans

When you pass steps 1 and 2, the banks will eventually shift their focus to your outstanding debt, income, and ability to repay the loan. By reviewing your complete credit report, they can determine if you have been responsible for past loans and possess the habits of making on-time payments. 

Final Thought

There are many erroneous beliefs out there about how mortgage loans are approved. You need to show both that you have the income to support the loan and a history of responsible and on-time payments. Lacking one or the other can stop your mortgage application right in its tracks.



212 America Blvd, Ashland, MA 01721

Condo

$459,950
Price

5
Rooms
2
Beds
2/1
Full/Half Baths
MOVE RIGHT IN to this spacious young townhouse in Independence Village, the Village of the Americas. Built in 2013, natural light streams through this open floor plan. Enjoy the expansive living room/ dining combination plus a stylish wood kitchen with granite counters, an island/breakfast bar, pendant lighting, s. steel appliances and dining area. Entertaining is easier when guests flow from the kitchen to the living room or out onto the deck. The first floor laundry, washer & dryer included & guest half bath add to the convenience of living here. The master suite offers two distinct rooms divided by a 2-sided gas fireplace. Choose the placement of your bedroom and potential office or home gym. Master includes two walk-in closets & private master bath with vanity, tub & shower. Second master has a private full bath, a 3rd floor loft provides additional closet and sitting area, lower level offers a walk-out finished room and access to garage. Don't hesitate!
Open House
Sunday
July 21 at 11:30 AM to 1:00 PM
Cannot make the Open Houses?
Location: 212 America Blvd, Ashland, MA 01721    Get Directions

Similar Properties




212 America Blvd, Ashland, MA 01721

Condo

$449,950
Price

5
Rooms
2
Beds
2/1
Full/Half Baths
MOVE RIGHT IN to this spacious young townhouse in Independence Village, the Village of the Americas. Built in 2013, natural light streams through this open floor plan. Enjoy the expansive living room/ dining combination plus a stylish wood kitchen with granite counters, an island/breakfast bar, pendant lighting, s. steel appliances and dining area. Entertaining is easier when guests flow from the kitchen to the living room or out onto the deck. The first floor laundry, washer & dryer included & guest half bath add to the convenience of living here. The master suite offers two distinct rooms divided by a 2-sided gas fireplace. Choose the placement of your bedroom and potential office or home gym. Master includes two walk-in closets & private master bath with double vanity, tub & shower. Second master has a private full bath, a 3rd floor loft provides additional closet and sitting area, lower level offers a walk-out finished room and access to garage. Don't hesitate!
Open House
Sunday
July 21 at 11:30 AM to 1:00 PM
Cannot make the Open Houses?
Location: 212 America Blvd, Ashland, MA 01721    Get Directions

Similar Properties