homes for sale,MA Realtor, Framingham, Metrowest, MA real estate,MLS, buy or sell, Donna Moy-Bruno


Before you make the final decision to buy any property, one of the best steps to take is to request a home inspection to be done by an experienced home inspector. You probably don't know how to ascertain the quality of the foundation or the condition the electrical wiring is, so having a home inspector conduct a visit helps you identify things that you should watch out for as well as things to note before you finally purchase the home.

  • Check the property on your own first. It's always helpful if you have had time to check out the house yourself before hiring a home inspector. You will be aware of things to point out to the inspector as likely issues, and the inspector can reassure you about things with which you are unfamiliar. This collaboration enables you to raise the questions when you are checking the property out with the home inspector.
  • Be present in person during the inspection. Being there is equally as important as checking it out on your own first as you will have a chance to check those things you have seen earlier again and this time with a professional. Also, you want to be sure that the home inspector checks out every part of the property as he ought to, this he will do if you are present.
  • Take your camera along with you for pictures. Every process of buying a new house requires getting great pictures for yourself as this helps you check again when you have a clearer head. You might not get an opportunity to go back to the house to have a second look at something you just remembered when talking about the property with your spouse or friends. So, it's always a great choice to have your camera with you during the inspection. Lots of pictures aid a quality decision.
  • Work with a trustworthy inspector. Buying a property often costs a great deal, so it's best you work with folks that come recommended to you and that you can recommend. You don’t want to work with a home inspector without any loyalty to you or a credible recommendation from the past. To avoid any form of regret or fraud, you should seek out a trustworthy inspector so you can be sure you are getting a great property.

If you need help finding a reliable home inspector, you should ask your neighborhood real estate professional for recommendations.


Home valuation is one of the tricky areas of real estate. In general, you want a high appraisal and a low assessment. But shouldn't they be the same? Well, in a perfect world your assessment and your appraisal would be the same, but you don't want the world to be perfect in this regard. Here's why:

Appraisal

An appraised value comes from the report completed by a licensed professional appraiser to determine property value at a specific point, typically for a buyer to obtain a mortgage. It is a tool used by underwriters for lenders to determine if the home has enough collateral for the loan needed to purchase or refinance it.

Appraisers compare the home to similar properties in their evaluation. They look for both similarities to find a base value and difference to increase or decrease the value such as the roof's age, livable square footage, exterior materials, upgrades, and other finished. Using these numbers and other valuation formulae such as the cost to rebuild the home (similar to your homeowner insurance values), and potential income from rental or other uses, the appraiser determines a possible value.

The market value is not the same as the appraised value, however. While it starts with the appraised value, other determiners such as the desirability of the area, or circumstances such as a tornado, hurricane, or eminent domain issues may adjust the market value above or below the appraised value.

Assessment

A home's assessed value typically comes from the taxing authority for the municipality. It is the method of determining the tax basis (or valuation) of the property. The tax assessment is a percentage of that value that the homeowner pays annually to provide the municipality money for water and fire services, schools, capital improvements to roads, bridge, and public parks and additional essential services.

The amount of the percentage and its designations differ for every taxing authority, so a home in one neighborhood might have a different assessed value from an identical house in another block nearby if the boundary lines for the taxing authority (school district, for example) differs.Some counties and cities reassess homes only when they sell, while others have periodic assessments. And the percentage rates of the assessments change when voters approve various tax levies for a variety of purposes.

An appraisal affects your ability to obtain a mortgage for your home while an assessment relates to the ongoing yearly tax expenses. Since a third factor determines the home's selling price, the market value, your professional realtor should guide your understanding of how these factors affect your home purchase or sale.



3 Rosebud Ln, Milford, MA 01757

Single-Family

$500,000
Price

8
Rooms
4
Beds
3/1
Full/Half Baths
Welcome to your new home! Get ready to spend family time together in the Great Room with it's magnificent vaulted ceilings and gas fireplace to make things cozy on those chilly winter nights. With 4 bedrooms, 3.5 baths and a finished basement there is plenty of room to spread out or grow into. Enjoy meals in the beautiful kitchen as you look out the sliding doors into the large, peaceful and nature filled back yard. The current child's playroom on the main level has multiple possibilities to stay as it is, become a den or home office, studio or music room. The master bedroom, with its custom tiled shower, double vanity and large walk in closet is just waiting for you to settle down in at the end of a long day. The walk-out finished lower level makes a great game room or home gym and has its own full bath with shower. An office & abundance of closets are there too! This home with natural gas, 2 heating/central air zones and 2 car garage under the house is just waiting for you. "
Open House
Sunday
April 14 at 12:00 PM to 2:00 PM
Come ready to buy this fabulous move in ready home located on a cul de sac in Milford, close to the Milford Country Club and rte 140. First open house on Sunday from 12-2 pm . See you there!!!
Cannot make the Open Houses?
Location: 3 Rosebud Ln, Milford, MA 01757    Get Directions

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3 Rosebud Ln, Milford, MA 01757

Single-Family

$500,000
Price

8
Rooms
4
Beds
3/1
Full/Half Baths
Welcome to your new home! Get ready to spend family time together in the Great Room with it's magnificent vaulted ceilings and gas fireplace to make things cozy on those chilly winter nights. With 4 bedrooms, 3.5 baths and a finished basement there is plenty of room to spread out or grow into. Enjoy meals in the beautiful kitchen as you look out the sliding doors into the large, peaceful and nature filled back yard. The current child's playroom on the main level has multiple possibilities to stay as it is, become a den or home office, studio or music room. The master bedroom, with its custom tiled shower, double vanity and large walk in closet is just waiting for you to settle down in at the end of a long day. The walk-out finished lower level makes a great game room or home gym and has its own full bath with shower. An office & abundance of closets are there too! This home with natural gas, 2 heating/central air zones and 2 car garage under the house is just waiting for you. "
Open House
Sunday
April 14 at 12:00 PM to 2:00 PM
Come ready to buy this fabulous move in ready home located on a cul de sac in Milford, close to the Milford Country Club and rte 140. First open house on Sunday from 12-2 pm . See you there!!!
Cannot make the Open Houses?
Location: 3 Rosebud Ln, Milford, MA 01757    Get Directions

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This Single-Family in Sudbury, MA recently sold for $500,000. This Contemporary style home was sold by Donna Moy-Bruno - RE/MAX Results Realty.


11 Howe St, Sudbury, MA 01776

Single-Family

$509,000
Price
$500,000
Sale Price

8
Rooms
3
Beds
2
Baths
Don't miss this fantastic opportunity get into Sudbury! This mid-century modern inspired 2 story home tucked away on a private wooded lot away from busy traffic yet close to playground, town pool, walking paths, nearby Hudson, Stow & Concord. This modern floor plan offers an open kitchen, dining & living room, a wood burning fireplace, gas heat & cooking and lots of natural light. The cathedral sunroom with skylight and beamed ceiling offers walls of windows and a wood stove. Currently being used as an office and music room, the bright first floor multi-purpose room provides access to the side and rear yard through a set of sliding doors. it provides great options for playroom, art studio or library. A full bath and potential master bedroom on each level provides a truly flexible floor plan to accommodate a variety of lifestyles, or a guest or teen suite on either floor. (Roof and Skylight 2016, exterior painted in 2017) Just move in and add your own personal style!

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