Donna Moy-Bruno's Blog
A seamless home search may be a dream come true for property buyers. Yet for those who want to accelerate the homebuying journey, problems sometimes may arise that make it tough to streamline a home search. Fortunately, there are many things you can do to speed up a home search and find your dream house without delay.
Now, let's take a look at three tips to help you expedite the homebuying journey.
1. Establish Realistic Homebuying Expectations
You know you want to buy a house, but you still have no idea what you want to find in a dream home. If you establish realistic homebuying expectations, however, you could simplify your house search.
Think about what you want in your dream house, as well as where you want to reside. Then, you can search for houses that have the features you want and are located in your preferred cities and towns.
2. Get Pre-Approved for a Mortgage
A mortgage generally is a must-have for a homebuyer. If you enter the real estate market with a mortgage at your disposal, you'll know exactly how much you can spend to acquire your dream residence. As a result, you can search for homes that fall in line with your budget.
To get pre-approved for a mortgage, you should meet with a variety of banks and credit unions. These financial institutions can teach you everything you need to know about different types of mortgages and help you find the right mortgage based on your individual needs.
Of course, as you search for the right mortgage, don't hesitate to ask questions. Banks and credit unions employ courteous, knowledgeable mortgage specialists, all of whom are happy to assist you in any way possible.
3. Collaborate with a Real Estate Agent
A real estate agent goes above and beyond the call of duty to support a homebuyer. He or she understands the ins and outs of buying a home, and as such, will do what it takes to help you discover a great house at an affordable price.
Typically, a real estate agent will meet with you and learn about your homebuying goals. He or she next will craft a homebuying strategy for you and put this plan into action. A real estate agent then will help you conduct an in-depth house search. And once you find a home you want to buy, a real estate agent will help you put together a competitive offer to purchase this residence.
A real estate agent also works diligently to help you achieve the best-possible results at each stage of the property buying journey. He or she is ready to respond to your homebuying concerns and queries and ensure you can make informed decisions throughout your quest for your dream house.
Want to expedite your home search? Take advantage of the aforementioned tips, and you can quickly and effortlessly find a home that suits you perfectly.
Ready to enjoy a successful homebuying experience? Ultimately, becoming a resourceful homebuyer will make it easy to transform your homeownership dream into a reality.
A resourceful homebuyer possesses the skills and know-how needed to streamline the property buying cycle. Plus, this homebuyer will be better equipped than others to maximize the time and resources at his or her disposal and speed up the process of going from homebuyer to homeowner.
Now, let's take a look at three tips that you can use to become a resourceful homebuyer.
1. Know What You Want from a Home
You know that you'd like to own a house, but what are you looking for in your dream residence? As a resourceful homebuyer, you'll know exactly what you'd like to find in the perfect home. That way, you can narrow your home search.
Creating a checklist of dream home "must-haves" usually is a great starting point for a resourceful homebuyer. This checklist will enable you to determine what features you want in your ideal residence.
In addition, keep in mind that every house has its pros and cons. And if you set realistic homebuying expectations from the get-go, you'll be able to boost your chances of finding a home that can serve you well for years to come.
2. Take Advantage of Housing Market Data
There is no shortage of housing market data available. With this information in hand, you should have no trouble entering the housing market with the resources that you need to succeed.
Examine the prices of available houses in cities or towns where you'd like to live. By doing so, you can better understand how much it will cost to acquire your dream residence.
Also, check out the prices of recently sold houses in areas that you're considering. This housing market data will help you differentiate between a buyer's market and a seller's one and ensure you can map out your homebuying journey accordingly.
3. Collaborate with a Real Estate Agent
Even a resourceful homebuyer knows his or her limitations. Luckily, real estate agents are available nationwide, and these housing market experts can help homebuyers fill in the gaps along the property buying journey.
A real estate agent understands the ins and outs of purchasing a great home at an affordable price. This housing market professional will set up home showings for you, keep you up to date about new residences as they become available and negotiate with property sellers on your behalf. Furthermore, he or she is happy to respond to any homebuying concerns and questions at any time.
Let's not forget about the confidence that a real estate agent provides to a homebuyer, either. A real estate agent will help you seamlessly navigate the property buying journey. Thus, he or she will simplify the process of acquiring a top-notch residence that matches or exceeds your expectations.
Start your homebuying journey today – use these tips, and you can become a resourceful property buyer.
Looking to buy a house without having to break your budget? Put together a homebuying roadmap, and you can increase your chances of finding a top-notch house that falls within your price range.
Ultimately, there are many things to consider as you put together a homebuying roadmap, such as:
1. Your Dream Home Definition
Differentiate your dream home must-haves from your wants – you'll be glad you did. If you can determine exactly what you want to find in your dream house, you can narrow your home search accordingly.
For example, if you need a home with multiple bedrooms to accommodate your entire family, you should include this information near the top of your homebuying roadmap. You then can kick off a search of multi-bedroom homes and move closer to finding your ideal residence.
2. Where You Want to Live
Do you enjoy life in the big city? Or, would you prefer to settle down in a small town? Think about where you would like to call home so that you can effectively plan your homebuying journey.
Ideally, you should try to refine your home search to a small collection of cities and towns. This will enable you to speed up your home search and ensure you can find a house that suits you perfectly.
Keep in mind your day-to-day activities as you consider where you want to live too. For instance, if you work in the city, you may want to pursue houses in or near the city itself. On the other hand, you may be able to purchase a small town home for less than what you would have to pay for a city residence and commute into the city for work.
3. Your Homebuying Timeline
Determine how quickly you'd like to finalize a home purchase. That way, you can map out exactly how you want to approach the housing market.
If you are committed to buying a house as soon as possible, you'll need to be proactive. The top houses sell quickly, and if you don't act fast, you risk missing out on your dream residence to a rival homebuyer.
Conversely, if you can afford to be patient, you can avoid pressure throughout the homebuying process. In this scenario, you can pursue houses at your convenience. And once you find the right home, you can submit an offer and finalize your home purchase.
When it comes to creating a homebuying roadmap, it generally helps to get support from a real estate agent. In fact, this housing market professional can provide plenty of assistance throughout the homebuying journey.
A real estate agent will learn about your homebuying goals and help you develop a successful homebuying roadmap. Furthermore, he or she can keep you up to date about new homes as they become available and make it easy to discover a wonderful residence at a budget-friendly price.
Ready to get started on the process of purchasing a house? Consider the aforementioned items as you create a homebuying roadmap, and you can plan a successful homebuying journey.
Do you enjoy the hustle and bustle of the big city? If so, you're sure to enjoy a city home.
Ultimately, there are many reasons to consider purchasing a home in a big city, including:
1. You can enjoy quick, easy access to public transportation.
Let's face it – owning a car sometimes can be problematic, and the costs associated with fuel, insurance and maintenance can add up quickly. However, you may be able to cut out some of these expenses if you live in the city.
Many cities feature public transportation systems that make it simple to travel from one location to the next. That way, you can avoid the hassles commonly associated with car ownership.
2. You can check out a broad assortment of attractions and entertainment.
The lights are always brightest in the city. Here, you can visit museums, historic landmarks and other attractions any time you choose.
For those who live in the city, you should have no trouble accessing a massive assortment of attractions and entertainment. From live theater performances to sports events, you can enjoy fun experiences in the city year-round.
3. You can visit a wide range of high-quality restaurants.
Foodies rejoice! Cities are home to some of the world's best restaurants, guaranteeing you can sample gourmet cuisine that you may struggle to find elsewhere.
Whether you appreciate traditional pub fare or elegant French dishes, you're sure to find exactly what you're looking for at a city restaurant. Plus, many city restaurants offer take-out menus, ensuring you can get first-rate cuisine delivered to your home.
How can you obtain a home in the city?
You don't need to be a millionaire to purchase a city home. In fact, here are three tips to ensure you can acquire an outstanding city house at a price that meets your budget:
1. Browse the housing market closely.
New homes reach the real estate market every day. As a homebuyer, you'll want to explore the housing market closely to find a residence that you can enjoy both now and in the future.
Examine the prices of recently sold homes in the city. Also, be sure to check out a variety of residences in-person. By doing so, you can understand what you can afford and map out your homebuying journey accordingly.
2. Get pre-approved for a mortgage.
Meet with multiple banks and credit unions before you begin your search for a city house. This will enable you to get pre-approved for a mortgage and kick off your home search with a homebuying budget in hand.
3. Work with a real estate agent.
Hire a real estate agent who understands a city's real estate market. This real estate professional will offer honest, unbiased homebuying recommendations. That way, you can accelerate the homebuying process and avoid the risk of spending too much on a city home.
Use the aforementioned homebuying tips, and you can move one step closer to securing your dream home in the city of your choice.